Personal Finance D’Oh!

Bonehead financial move by yours truly.

I got a call last week from Carmax, the people who have my car loan. Seems I was late on the loan payment. I couldn’t figure how that could be, as I’ve been paying ahead and paying on the same date as another bill. Go back through my online banking records and, apparently, I had indeed missed a payment in October to Carmax but not the other bill.

I was perplexed.

Until tonight, when I discovered I have a credit balance from October on my previously zero-balance Capital One (emergencies only) credit card. Damned online-banking drop-down menu. Cap … Car … d’oh!